Question 1

What are the minimum requirements?

Accepted Answer

3+ months in business, $5,000+ in monthly revenue, and a US-based business.

Question 2

I have bad credit or a past bankruptcy — can I still get funding?

Accepted Answer

Yes, in many cases. Our main requirements are 3+ months in business and $5,000+ in monthly revenue. Many of our lenders focus on your revenue and bank activity more than your credit score.

Question 3

Do startups qualify?

Accepted Answer

We need at least 3 months of business bank history. Brand-new businesses may qualify for some equipment or real estate programs.

Question 4

Do you fund businesses in every state?

Accepted Answer

We work with US-based businesses nationwide. A few programs have state restrictions, which we'll flag during review.

Question 5

How long does the process take?

Accepted Answer

The application takes about 5 minutes. With full documents, most clients receive an offer within 24 hours.

Question 6

Does applying affect my credit?

Accepted Answer

Checking your options does not impact your credit score.

Question 7

What documents will I need?

Accepted Answer

Usually just your last 3–4 months of business bank statements and a driver's license. Larger loans may require tax returns and financial statements.

Question 8

Who will I be working with?

Accepted Answer

A dedicated funding specialist from our Kent, WA team who stays with you from application to funding.

Question 9

What can I use the funding for?

Accepted Answer

Any legitimate business purpose: payroll, renovations, inventory, expansion, equipment, marketing, refinancing and more.

Question 10

Are you the lender?

Accepted Answer

No. We're a broker — we match you with the best-fit lenders in our network, so one application can reach many lenders.

Question 11

How do I know which program is right for me?

Accepted Answer

You don't have to know. Apply once and we'll recommend the best fits based on your goals, revenue and timeline.

Question 12

Can I get more than one type of funding?

Accepted Answer

Yes — many clients combine, for example, equipment financing with a line of credit.

Question 13

Do you charge an upfront fee?

Accepted Answer

No. There's no cost to apply or review offers.

Question 14

What rates should I expect?

Accepted Answer

Rates depend on the program, your revenue, time in business and credit. We present clear offers so you can compare total cost before accepting.

Question 15

Are there prepayment penalties?

Accepted Answer

It depends on the lender and program. We'll point out prepayment terms on every offer.

Everything you wanted to ask.

Qualifying

Process

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